Open the Settings app on your iPhone and click on your name at the top to enter your Apple ID settings. 2. Select the "Payment & Delivery" option and you may need to verify your identity through Face ID, Touch ID, or enter your password. 3. Click "Edit" to modify the existing payment method or select "Add Payment Method" to enter the new card information. 4. You can complete the addition by scanning the camera or manually entering the card number, validity period, CVV and billing address and click "Finish" to save. 5. The system may initiate verification to the bank, and small temporary deductions may occur during this period. 6. You can adjust the default order of multiple payment methods by long pressing and dragging, or delete unused cards for improved security. 7. The default payment method will be used for subscriptions and Apple services that are automatically deducted, ensuring that the new card is valid and sufficient funds will not affect the service when updated. 8. Apple uses encryption and token technology to protect card information. It is recommended to enable biometrics or strong passwords and check purchase records regularly. Update payment methods are simple and safe, and do not affect normal renewal.

Updating your payment method on your iPhone is straightforward and useful for managing purchases, subscriptions, and Apple services like iCloud, App Store, or Apple Music. Here's how to do it step by step.

Open Your Apple ID Settings

To update your payment information, you'll need to access your Apple ID settings:

1. Open the Settings app on your iPhone.
2. Tap your name at the top (this opens your Apple ID profile).
3. Select Payment & Shipping .

If you're not signed in, you'll need to enter your Apple ID password or use Face ID/Touch ID to proceed.

Update or Add a New Payment Method

Once you're in the Payment & Shipping section:

• If you already have a payment method listed, tap Edit in the top-right corner.
• Tap the current card to modify it, or choose Add Payment Method to enter new details.
• You can add a credit or debit card by using your iPhone's camera to scan it or by entering the details manually.
• Enter the required information: card number, expiration date, CVV, and billing address.
• Tap Done to save.

Apple may verify the card with your bank, which could take a few moments. A small temporary charge might appear for verification.

Manage Multiple Cards and Default Options

You can store more than one payment method:

• After adding a new card, you can switch the default by tapping and holding the reorder icon (three lines) next to each card and dragging it to the top.
• To remove a card, tap Edit , then tap the red minus sign and Delete .

Your default payment method will be used automatically for App Store purchases, subscriptions, and other Apple services unless you choose a different one at checkout.

Keep Your Information Secure

Apple uses encryption and tokenization to protect your card details. Your full card number isn't stored on your device or Apple's servers. For added security:

• Use Face ID, Touch ID, or a strong passcode.
• Review your recent purchases regularly under your Apple ID settings.
• Remove old or unused cards to minimize risk.

Updating your payment method doesn't affect active subscriptions unless the new card is decided. Make sure the new card is valid and has sufficient funds or credit.

Basically, just go to Settings > [Your Name] > Payment & Shipping, and you can add, change, or remove cards anytime. It's quick, secure, and essential for smooth Apple ecosystem use.

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