Yes, you can try to use a Wise card with Alipay, but success varies. 1. The Wise card is a multi-currency debit card issued by European banks and may face compatibility issues with Alipay. 2. To link it, activate the card, open Alipay’s “Add Bank Card,” enter card details, select the issuing bank, and complete verification steps. 3. Common issues include currency mismatch, card type restrictions, region limitations, and bank compatibility problems. 4. Tips for success include using the desktop version of Alipay, setting the card’s default currency to CNY, using the international version of Alipay, and trying multiple attempts. While possible, success depends on your specific setup and location.
Yes, you can try to use a Wise card with Alipay, but it may not always work smoothly. The success largely depends on how Alipay accepts foreign-issued cards and the currency settings of your Wise account.

? What You Need to Know First
The Wise card is a debit card linked to your multi-currency Wise (formerly TransferWise) balance. It's issued by European banks and works like a regular Visa or Mastercard in many places — but not everywhere.

Alipay, being a China-based payment platform, tends to be more compatible with local bank accounts and cards. However, some users have reported varying degrees of success when linking a Wise card.
? How to Try Linking Your Wise Card to Alipay
If you're determined to give it a shot, here’s what you can do:

- Make sure your Wise card is activated and has available funds.
- Open the Alipay app and go to the "Add Bank Card" section.
- Enter your Wise card details, including card number, expiration date, and CVV code.
- Select the correct issuing bank if prompted (usually a European bank like LHV or Contis).
- Follow the verification steps — sometimes Alipay might send a small test transaction.
?? Note: If Alipay asks for the cardholder’s Chinese name, try entering it in pinyin (like Zhang San), especially if you’re using a Chinese version of the app.
? Why It Might Not Work
Here are some common issues people face:
- Currency mismatch: If your Wise card is in EUR or USD and Alipay expects CNY, it might reject the card.
- Card type restrictions: Alipay sometimes blocks certain types of international prepaid or virtual cards.
- Region limitations: If your Alipay account is tied to mainland China, it may only accept cards issued in China.
- Bank compatibility: Some issuing banks behind the Wise card don’t play well with Chinese payment systems.
If you hit a wall, one workaround is to top up your Alipay wallet via a linked international bank transfer, though that’s a bit more indirect.
? A Few Tips That Might Help
- Try adding the card using the desktop version of Alipay, as it sometimes shows different options than the mobile app.
- If possible, set your Wise card’s default currency to CNY, which increases compatibility chances.
- Use the English or international version of Alipay if you're outside China — it’s more open to foreign cards.
- Don’t get discouraged if it doesn’t work the first time — some users report success after multiple attempts or at different times.
Generally speaking, while it’s technically possible to use a Wise card with Alipay, whether it works for you will depend on your specific setup and location. It’s worth trying, but don’t be surprised if it doesn’t take on the first go.
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