The transaction limit of Alipay varies according to real-name authentication, binding bank card types and usage scenarios. The daily transfer limit is 50,000 yuan per day, the payment of scanning code generally does not exceed 50,000 yuan per day, the red envelopes are not exceeding 200 yuan, and the maximum is 100 per day; credit card-related operations are determined by the issuing bank. The total annual transaction volume usually does not exceed 200,000 yuan. Bind multiple bank cards or upgrade the account level can increase the limit. Users can apply for an increase in amount by completing identity verification, binding more bank cards, increasing account activity, or contacting customer service.

Yes, you can permanently delete your WeChat account, but the process is relatively complicated, and you need to meet multiple conditions and go through a 60-day cooling-off period. 1. Before deletion, make sure that the account is not bound to a mini program, third-party application or service, and there are no group chats and public accounts under management. Clear payment records and unbind the bank card; 2. Back up chat records in advance, unbind the bank card, exit or transfer administrator rights, and cancel follow the official accounts and mini programs that are no longer needed; 3. The operation path is "Me">Settings>Account and Security>WeChat ID>Lock the account. After submitting the application, you must complete the identity verification and enter the 60-day waiting period; 4. If you do not log in during the waiting period, the account will be permanently deleted, the information cannot be restored, and the WeChat account cannot be re-registered, but messages saved on other people's devices are

Yes,Alipayhastransactionlimitsforforeignusers.Unverifiedaccountshaveadailylimitofaround1,000RMBandamonthlycapof5,000RMBwithnotransferorsavingsfeatures.Afterbasicverificationwithapassport,dailylimitsincreasetoupto5,000RMBandmonthlylimitsreach20,000–50

AlipayHuabei (Ant Huabei) is a "enjoy first and pay later" service provided by Alipay. Users can use this function to consume on online platforms such as Taobao and Tmall and offline merchants, and choose to repay the full amount at the end of the month or pay in installments. The quota is dynamically evaluated by the system based on user's transaction records, account information and the use of Alibaba's ecological services. 1. When using it, just choose Huabei as the payment method; 2. There is a monthly billing cycle and enjoy an interest-free period of about 40 days; 3. You can choose the minimum repayment but interest will be generated; 4. Large-scale consumption can be divided into 3, 6, 12 periods or even longer periods. Common uses include shopping, living expenses, takeaway ordering, supermarket consumption, travel reservations and tuition payments. It is recommended to set up automatic management

Yes, but there are restrictions. ① You can log in to the same account on both iPhone and Android phones, but logging in to the latest device will cause the earliest session to be offline; ② You can log in at the same time on the mobile phone and the computer desktop, but the functions are not synchronized; ③ Although using third-party tools or dual-app functions can enable logging in between two mobile phones, it is unofficially supported and may violate regulations; ④ Alternative solutions include using web version/desktop version to match the main phone, or transferring chat records through cloud backup and file tools. Some Android machines can also use "dual applications" to run two account instances.

You can have two Alipay accounts, but there are restrictions. First, an ID card can only bind to an Alipay account with a fully real-name authentication, and the second account will be restricted; second, two accounts can be run through the app clone on an Android phone, but you need to use different mobile phone numbers to receive verification codes; finally, unless there is a strict fund isolation requirement, similar functions can be achieved by binding multiple bank cards or creating a family sub-account, and in most cases there is no need for additional accounts.

Using Alipay International Edition will incur currency conversion fees, cross-border merchant payment fees and related bank card withdrawal fees. The specific details are as follows: 1. The currency conversion fee is 1% to 3% of the transaction amount, and the converted RMB amount will be displayed before payment; 2. Transferring money to the Alipay account through an associated international bank card may involve bank handling fees, and overseas ATM cash withdrawal does not support direct operation through Alipay, and the standard international cash withdrawal fee of the issuing bank is required; 3. When overseas merchants use Alipay, they can choose to settle in local currency or RMB. If RMB is selected, the exchange rate and fee will be displayed in advance. Some merchants may charge convenient payment fees, but it is rare; 4. It is recommended to choose a bank card without overseas handling fees, give priority to using it in countries where Alipay cooperates widely, and keep sufficient people in the account

Alipayallowsforeignerstoverifyaccountswithapassportbutwithlimitations.Toproceed,usersneedavalidpassport,alocalphonenumber,andpersonaldetailsinChinese.Thestepsincludeuploadingapassportphotoandaselfieholdingthepassport.However,accountfunctionalitymaybe