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Table of Contents
XRP ledger payments have increased significantly
Extension of the XRPL ecosystem
Legal challenges gradually ease
New trends in stablecoins and payments
XRP from the perspective of institutions
Looking to the future
Home web3.0 XRP Ledgers, Payment and Legal Cases: A New Chapter Begins?

XRP Ledgers, Payment and Legal Cases: A New Chapter Begins?

Jul 02, 2025 pm 06:03 PM
Blockchain Ethereum Stablecoin usdt exchange Asset Tokenization Tokenization Decentralized exchange Payments 2025

XRP ledger payment revival, changes in the legal environment and prospects for institutional adoption

XRP Ledgers, Payment and Legal Cases: A New Chapter Begins?

XRP ledger is attracting widespread attention! As payment transaction volume continues to rise and long-standing legal disputes are approaching resolution, so where will XRP and its ecosystem go? Let's take a deeper look!

XRP ledger payments have increased significantly

The latest data shows that payment activity on XRP ledgers has increased significantly, accounting for nearly 60% of all weekly activity. The number of payment transactions surged from 1.5 million in 2023 to more than 8 million in 2025. This significant increase demonstrates strong potential for XRPL to provide fast and low-cost global payment solutions, especially as Ripple continues to expand into markets such as the Middle East.

Extension of the XRPL ecosystem

In addition to payment services, XRPL's decentralized exchange (DEX) and DeFi functions are also gradually developing. A sidechain compatible with Ethereum Virtual Machine (EVM) has been officially launched, further enhancing its appeal and enabling Ethereum-based dApps to run on XRPL. Axelar links this new EVM side to more than 80 blockchains, enhancing the cross-chain interaction capabilities of RWA and DeFi applications. This interoperability has attracted increasing attention from institutions and has promoted more flexible ecosystem construction.

The years-long legal dispute between Ripple and the U.S. Securities and Exchange Commission (SEC) is approaching its end. Ripple withdrew his cross appeal, showing his attitude of wanting to end the case soon. This shift from litigation to development could pave the way for XRP to attract more institutional investors. Some analysts believe that this may even create conditions for the launch of XRP ETFs in the future.

The development of stablecoins is reshaping the payment landscape. Stable has launched a Layer 1 blockchain designed for USDT payments with the goal of achieving extremely low fees and enterprise-level scalability. This innovative approach simplifies the digital dollar transaction process and improves cross-border payment efficiency. Although Stable focuses mainly on USDT, XRP ledger has also become an ideal starting point for new dollar-based financial products.

XRP from the perspective of institutions

Ripple's emphasis on regulatory compliance, combined with the institutional-friendly infrastructure of XRP ledger, makes it competitive in the future financial field. The rise of stablecoins is attracting the attention of institutional investors. XRP ledger's powerful network of verification nodes, efficient block confirmation speeds, and low transaction costs make it ideal for real asset tokenization and building institutional-level DeFi solutions.

Looking to the future

With legal issues gradually becoming clear, payment transactions are growing rapidly and the ecosystem continues to expand, XRP ledgers are heading towards a new stage full of opportunities. Just like the crypto world finally cleared the clouds and opened a feast, everyone was invited to participate! Maybe soon we can pay for a latte with XRP!

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