bankless: What aspects of stock tokens need to be upgraded?
Jul 15, 2025 pm 08:09 PMStock tokens need to be upgraded from five major directions to promote development: 1. Strengthen global regulatory coordination, clarify compliance standards and develop automation tools; 2. Optimize liquidity, through the integration of DeFi, cross-chain protocols and incentives of market makers; 3. Strengthen technical infrastructure, use Layer2 to expand capacity and special chains to improve performance; 4. Improve user experience, simplify operational processes and provide fiat currency channels; 5. Expand asset diversification and innovation, cover more asset classes and introduce chain-native functions.
Currency trading platform:
Ouyi OKX:
Binance Binance:
Huobi:
Gateio Sesame Opening:
Five major directions for stock token upgrade
As a representative of traditional financial assets, Stock Tokens have developed rapidly in recent years, but they still face problems such as insufficient liquidity, vague regulatory measures, and technical restrictions. To promote its large-scale adoption, upgrades need to be made in the following aspects:
1. Regulatory compliance upgrades
The current regulatory framework for stock tokens is still immature, and there are differences in the recognition, issuance and trading rules of securities tokens in various countries. In the future, we need to promote global coordinated supervision, clarify KYC/AML standards, and explore automated compliance tools (such as on-chain identity verification) to reduce compliance costs and enhance institutional investors' confidence.
2. Liquidity optimization
Compared with the traditional stock market, the secondary market liquidity of stock tokens is poor. Solutions include:
Deeply integrate with mainstream DeFi protocols (such as Uniswap, Aave) to support mortgage lending and liquidity mining;
Develop cross-chain transaction protocols to connect liquidity pools to different blockchains;
Introduce market maker incentive plans to improve transaction depth.
3. Strengthening of technical infrastructure
Existing public chains are difficult to meet the needs of high-frequency financial transactions in terms of throughput, transaction costs and privacy. Layer2 expansion solutions (such as zk-Rollups), modular blockchain architecture, and RWA (real-world assets) dedicated chains are needed to ensure high TPS and low latency.
4. User experience improvement
Ordinary users have a high threshold for on-chain operations. Requires optimization:
Simplify the process of money storage authorization and gas fee payment;
Developing institutional-level hosting solutions;
Provide fiat currency deposit and withdrawal channels to reduce friction.
5. Asset Diversification and Innovation
In addition to traditional stocks, it can expand to asset classes such as ETFs, private equity, real estate, etc., and lower the investment threshold through fragmented tokens (Fractionalized NFTs). At the same time, explore chain native functions such as dynamic dividend distribution (automatic dividend payment for smart contracts).
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