To permanently delete an Alipay account, you must contact customer service and meet specific conditions. Users need to unbind their bank card, cancel automatic deductions, settle their debts, and close their associated investment products first, and then contact Alipay customer service by calling 95188, using the App Help Center or submitting online requests, but the account may not be deleted immediately due to transaction disputes, unsettled debts, legal restrictions or recent modifications. Even if it is successfully closed, some data will still be retained in accordance with Chinese financial regulations.

Verifying an Alipay account as a foreigner is now more convenient, with only a passport and a Chinese mobile phone number. Specific steps: 1. Prepare a valid passport, Chinese mobile number and log in to Alipay; 2. Open the application and enter the "My" page to find the real-name authentication option; 3. Select the overseas user entrance, fill in the passport information and upload photos; 4. Follow the instructions to complete the self-port verification; 5. Wait for a few seconds to confirm the result. Notes include ensuring clear photos, good lighting, and some features such as Huabei may still be unavailable. If you encounter any problems, you can seek support through the Help Center or customer service.

The transaction limit of Alipay varies according to real-name authentication, binding bank card types and usage scenarios. The daily transfer limit is 50,000 yuan per day, the payment of scanning code generally does not exceed 50,000 yuan per day, the red envelopes are not exceeding 200 yuan, and the maximum is 100 per day; credit card-related operations are determined by the issuing bank. The total annual transaction volume usually does not exceed 200,000 yuan. Bind multiple bank cards or upgrade the account level can increase the limit. Users can apply for an increase in amount by completing identity verification, binding more bank cards, increasing account activity, or contacting customer service.

AlipayHuabei (Ant Huabei) is a "enjoy first and pay later" service provided by Alipay. Users can use this function to consume on online platforms such as Taobao and Tmall and offline merchants, and choose to repay the full amount at the end of the month or pay in installments. The quota is dynamically evaluated by the system based on user's transaction records, account information and the use of Alibaba's ecological services. 1. When using it, just choose Huabei as the payment method; 2. There is a monthly billing cycle and enjoy an interest-free period of about 40 days; 3. You can choose the minimum repayment but interest will be generated; 4. Large-scale consumption can be divided into 3, 6, 12 periods or even longer periods. Common uses include shopping, living expenses, takeaway ordering, supermarket consumption, travel reservations and tuition payments. It is recommended to set up automatic management

Yes,Alipayhastransactionlimitsforforeignusers.Unverifiedaccountshaveadailylimitofaround1,000RMBandamonthlycapof5,000RMBwithnotransferorsavingsfeatures.Afterbasicverificationwithapassport,dailylimitsincreasetoupto5,000RMBandmonthlylimitsreach20,000–50

Yes, you can permanently delete your WeChat account, but the process is relatively complicated, and you need to meet multiple conditions and go through a 60-day cooling-off period. 1. Before deletion, make sure that the account is not bound to a mini program, third-party application or service, and there are no group chats and public accounts under management. Clear payment records and unbind the bank card; 2. Back up chat records in advance, unbind the bank card, exit or transfer administrator rights, and cancel follow the official accounts and mini programs that are no longer needed; 3. The operation path is "Me">Settings>Account and Security>WeChat ID>Lock the account. After submitting the application, you must complete the identity verification and enter the 60-day waiting period; 4. If you do not log in during the waiting period, the account will be permanently deleted, the information cannot be restored, and the WeChat account cannot be re-registered, but messages saved on other people's devices are

Yes, but there are restrictions. ① You can log in to the same account on both iPhone and Android phones, but logging in to the latest device will cause the earliest session to be offline; ② You can log in at the same time on the mobile phone and the computer desktop, but the functions are not synchronized; ③ Although using third-party tools or dual-app functions can enable logging in between two mobile phones, it is unofficially supported and may violate regulations; ④ Alternative solutions include using web version/desktop version to match the main phone, or transferring chat records through cloud backup and file tools. Some Android machines can also use "dual applications" to run two account instances.

You can have two Alipay accounts, but there are restrictions. First, an ID card can only bind to an Alipay account with a fully real-name authentication, and the second account will be restricted; second, two accounts can be run through the app clone on an Android phone, but you need to use different mobile phone numbers to receive verification codes; finally, unless there is a strict fund isolation requirement, similar functions can be achieved by binding multiple bank cards or creating a family sub-account, and in most cases there is no need for additional accounts.