亚洲国产日韩欧美一区二区三区,精品亚洲国产成人av在线,国产99视频精品免视看7,99国产精品久久久久久久成人热,欧美日韩亚洲国产综合乱

Home web3.0 Circle, Stablecoins and National Banks: A new era of digital finance?

Circle, Stablecoins and National Banks: A new era of digital finance?

Jul 02, 2025 pm 08:30 PM
Blockchain tool ai cryptocurrency digital currency Stablecoin Asset Tokenization Tokenization Circle

Circle's pursuit of the National Trust Bank Charter marks an important turning point in the stablecoin field, which may be a key step in the development of mainstream digital finance.

Circle, Stablecoins and National Banks: A new era of digital finance?

Pay attention, everyone! The world of digital finance is undergoing a real change. Circle, the company behind USDC stablecoins, is taking a series of actions that may change our traditional perception of currency. From applying for the National Trust Bank Charter to analysts’ optimistic forecasts for their future growth, we will dive into the possibility of stablecoins and their integration with traditional banking systems.

Circle's Breakthrough Try: National Trust Bank

Circle applied to become a national trust bank and temporarily named it "the first country's digital currency bank". This move is of far-reaching significance. Imagine a scenario where stablecoins are no longer just exclusive tools for crypto enthusiasts, but can be seamlessly integrated into the traditional financial system. If the charter is approved by the Office of the Comptroller of the Currency (OCC), Circle will be able to directly manage its USDC reserves and provide custody services for tokenized assets. In other words, traditional assets such as stocks and bonds will exist in the form of blockchain – isn’t it cool?

What does this mean for stablecoins?

Stable coins like USDC are designed to maintain their value stability, usually anchoring the dollar. They act as a bridge in crypto transactions, enabling rapid capital flows between different tokens. As Circle CEO Jeremy Allaire said, we are moving from the early adoption stage to mainstream applications. The National Trust Bank Charter will provide the required stability and regulatory clarity for large institutions to enter this field.

Changes in the regulatory environment

This is the critical moment. Congress is about to pass a legislation to establish a federal-level regulatory framework. This law requires stablecoin issuers to hold sufficient liquid assets as support and disclose their reserves monthly. With potential regulatory benefits, Circle is establishing its leadership position in this emerging market.

Observation from Bernstein

Wall Street has begun to pay attention. Research firm Bernstein covered Circle for the first time, giving it a "outperform" rating, with a target price of $230. Analysts believe that as stablecoins gradually surpass cryptocurrencies and become an indispensable part of mainstream finance, Circle will dominate the digital dollar field. They predict that the stablecoin market size will grow from the current $244 billion to $4 trillion by 2034. Although Tether currently dominates the market, Circle's strong liquidity and extensive partnerships give it a significant competitive advantage.

Ripple's Stablecoin Layout

When Circle became the focus, Ripple was also pushing forward the development of its stablecoin RLUSD. Data shows that RLUSD is one of the fastest growing stablecoins. Its growing adoption and on-chain activity may boost Ripple's transaction volume and have a positive impact on XRP's price.

My opinion

In my opinion, Circle's pursuit of the National Trust Bank Charter is a wise strategy that helps confirm the important position of stablecoins in modern finance. Although still facing regulatory challenges and market volatility, the potential of stablecoins in payments, asset tokenization, and the Internet native financial system cannot be ignored. In addition, the interaction between Circle's USDC and Ripple's RLUSD also demonstrates the competitive vitality and innovation momentum in the stablecoin field.

Looking to the future

What will happen next? Please pay close attention to the trends of regulatory policies, the progress of Circle in the application for national trust banks, and the overall acceptance of stablecoins by traditional financial institutions. This will be a journey that is exciting! Who knows, maybe one day we will all use stablecoins to pay our morning coffee bills. After all, something even stranger happened, didn’t it?

The above is the detailed content of Circle, Stablecoins and National Banks: A new era of digital finance?. For more information, please follow other related articles on the PHP Chinese website!

Statement of this Website
The content of this article is voluntarily contributed by netizens, and the copyright belongs to the original author. This site does not assume corresponding legal responsibility. If you find any content suspected of plagiarism or infringement, please contact admin@php.cn

Hot AI Tools

Undress AI Tool

Undress AI Tool

Undress images for free

Undresser.AI Undress

Undresser.AI Undress

AI-powered app for creating realistic nude photos

AI Clothes Remover

AI Clothes Remover

Online AI tool for removing clothes from photos.

Clothoff.io

Clothoff.io

AI clothes remover

Video Face Swap

Video Face Swap

Swap faces in any video effortlessly with our completely free AI face swap tool!

Hot Tools

Notepad++7.3.1

Notepad++7.3.1

Easy-to-use and free code editor

SublimeText3 Chinese version

SublimeText3 Chinese version

Chinese version, very easy to use

Zend Studio 13.0.1

Zend Studio 13.0.1

Powerful PHP integrated development environment

Dreamweaver CS6

Dreamweaver CS6

Visual web development tools

SublimeText3 Mac version

SublimeText3 Mac version

God-level code editing software (SublimeText3)

btc trading platform latest version app download 5.0.5 btc trading platform official website APP download link btc trading platform latest version app download 5.0.5 btc trading platform official website APP download link Aug 01, 2025 pm 11:30 PM

1. First, ensure that the device network is stable and has sufficient storage space; 2. Download it through the official download address [adid]fbd7939d674997cdb4692d34de8633c4[/adid]; 3. Complete the installation according to the device prompts, and the official channel is safe and reliable; 4. After the installation is completed, you can experience professional trading services comparable to HTX and Ouyi platforms; the new version 5.0.5 feature highlights include: 1. Optimize the user interface, and the operation is more intuitive and convenient; 2. Improve transaction performance and reduce delays and slippages; 3. Enhance security protection and adopt advanced encryption technology; 4. Add a variety of new technical analysis chart tools; pay attention to: 1. Properly keep the account password to avoid logging in on public devices; 2.

Binance download official website https Binance APP download link official website https Binance download official website https Binance APP download link official website https Aug 01, 2025 pm 11:21 PM

Binance APP is a world-leading digital asset service application, providing users with safe and convenient trading experience and comprehensive market information. Through its official mobile client, users can grasp the latest market trends, manage personal digital assets, and conduct diversified trading operations anytime and anywhere. This article will introduce in detail how to obtain and install the Binance APP through official channels, as well as its core functions and usage techniques, to help users use the platform safely and efficiently.

USDT virtual currency purchase process USDT transaction detailed complete guide USDT virtual currency purchase process USDT transaction detailed complete guide Aug 01, 2025 pm 11:33 PM

First, choose a reputable trading platform such as Binance, Ouyi, Huobi or Damen Exchange; 1. Register an account and set a strong password; 2. Complete identity verification (KYC) and submit real documents; 3. Select the appropriate merchant to purchase USDT and complete payment through C2C transactions; 4. Enable two-factor identity verification, set a capital password and regularly check account activities to ensure security. The entire process needs to be operated on the official platform to prevent phishing, and finally complete the purchase and security management of USDT.

JD Stablecoin Official Website Where to buy JD Stablecoin JD Stablecoin Official Website Where to buy JD Stablecoin Aug 01, 2025 pm 06:51 PM

Currently, JD.com has not issued any stablecoins, and users can choose the following platforms to purchase mainstream stablecoins: 1. Binance is the platform with the largest transaction volume in the world, supports multiple fiat currency payments, and has strong liquidity; 2. OKX has powerful functions, providing 7x24-hour customer service and multiple payment methods; 3. Huobi has high reputation in the Chinese community and has a complete risk control system; 4. Gate.io has rich currency types, suitable for exploring niche assets after purchasing stablecoins; 5. There are many types of currency listed on KuCoin, which is conducive to discovering early projects; 6. Bitget is characterized by order transactions, with convenient P2P transactions, and is suitable for social trading enthusiasts. The above platforms all provide safe and reliable stablecoin purchase services.

Will Ethereum callback 2000? A brief overview of Ethereum's trends in recent years Will Ethereum callback 2000? A brief overview of Ethereum's trends in recent years Aug 01, 2025 pm 10:39 PM

The price fluctuations of ETH have touched the hearts of countless investors, and discussions about whether its prices will bottom out again have never stopped. This article will review the price trends of Ethereum in recent years, and combine current market fundamentals and technical indicators to explore whether it is possible to pull back to the key support level of US$2,000, providing readers with a multi-dimensional market observation perspective.

USDT virtual currency account activation guide USDT digital asset registration tutorial USDT virtual currency account activation guide USDT digital asset registration tutorial Aug 01, 2025 pm 11:36 PM

First, choose a reputable digital asset platform. 1. Recommend mainstream platforms such as Binance, Ouyi, Huobi, Damen Exchange; 2. Visit the official website and click "Register", use your email or mobile phone number and set a high-strength password; 3. Complete email or mobile phone verification code verification; 4. After logging in, perform identity verification (KYC), submit identity proof documents and complete facial recognition; 5. Enable two-factor identity verification (2FA), set an independent fund password, and regularly check the login record to ensure the security of the account, and finally successfully open and manage the USDT virtual currency account.

Ouyi app download and trading website Ouyi exchange app official version v6.129.0 download website Ouyi app download and trading website Ouyi exchange app official version v6.129.0 download website Aug 01, 2025 pm 11:27 PM

Ouyi APP is a professional digital asset service platform dedicated to providing global users with a safe, stable and efficient trading experience. This article will introduce in detail the download method and core functions of its official version v6.129.0 to help users get started quickly. This version has been fully upgraded in terms of user experience, transaction performance and security, aiming to meet the diverse needs of users at different levels, allowing users to easily manage and trade their digital assets.

Bitcoin ETF funds continue to flow in! Why do institutional investors add positions crazily? Bitcoin ETF funds continue to flow in! Why do institutional investors add positions crazily? Aug 01, 2025 pm 06:21 PM

There are four core reasons why institutional investors have crazy increase in their holdings in Bitcoin ETFs: First, Bitcoin ETFs provide compliant and convenient investment channels, solving the problems of institutions in safe custody and regulatory compliance; Second, under macroeconomic uncertainty, Bitcoin is regarded as "digital gold", with anti-inflation attributes and meeting asset allocation needs; Third, market FOMO sentiment spreads, and leading institutions' entry triggers a follow-up effect, seizing the first-mover advantage; Fourth, the brand endorsement of professional custody institutions and top asset management companies has enhanced trust and eliminated security concerns. These factors jointly promote the large-scale influx of institutional funds, marking the beginning of crypto assets entering the mainstream financial system.